Our dental plans and vision plans may also have waiting periods. You can choose from a dental HMO, which helps to keep premium costs low by keeping services within controlled network. Free Quotes. The most popular benefits schedule is the “100-80-50” schedule, which means that your insurance will pay for: This is just the most common dental benefits schedule. Call us today to find out if we are in your insurers network. The Arkansas Department of Human Services transitioned the Medicaid dental program to managed care on January 1, 2018. How do I get dental coverage through Medicaid? For costs and complete details of coverage, call or write Humana or your Humana insurance agent or broker. It's easy with SmileDirectClub's custom smile plan. Statements in languages other than English contained in the advertisement do not necessarily reflect the exact contents of the policy written in English, because of possible linguistic differences. Learn more about the different types of insurance. Quick Links. Optional Dental and Vision* See what vision and dental coverage is available for you. from our top providers for the best price. Through our national network of Delta Dental companies, we offer dental coverage in all 50 states, Puerto Rico and other U.S. territories. Talk To Us. Exams. Your Arkansas Dental Options If you only have Medicare Part A and/or Medicare Part B, you do not have dental coverage for routine exams, cleanings, fillings, etc. Seeing a dentist every year for cleanings and exams can help keep your teeth cavity-free. Find a Dentist. Dental insurance premiums in Arkansas are similar to the rest of the United States. Dental insurance is offered to the Arkansas State Employees through Delta Dental of Arkansas. As you are likely aware, Medicare does not include senior dental care in AR. Note: Limitations and exclusions may apply. There are 3 main types of dental plans: Most dental insurance plans offer a schedule of benefits based on what percentage of the treatment cost they cover. Opinions expressed here are solely the author’s and have not been reviewed, approved or otherwise endorsed by reviewers. If you would like to review a list of dental providers click here.To visit the Delta Dental … Our dental plans and vision plans have exclusions, limitations and terms under which the coverage may be continued in force or discontinued. Search for a provider or download our provider directory to find a dentist near you! We had no idea how many options we had." You can enroll year-round and you don’t have to have an Arkansas Blue Cross health plan to enroll. The dental clinics are mostly targeted at the low income, but all people can get help, regardless of income. That’s why we make it easy for you to get in touch with us. View plans and prices available in your area. Find Info . There are three types of dental insurance plans available in Arkansas and they are: Preferred Provider Organization (PPO) Indemnity Dental Discount Dental Discount Dental Discount plans are not true dental insurance plans. Dental laboratories manufacture artificial bridges, crowns, dentures, and implants to replace patients' natural teeth, plus orthodontic devices such as retainers. … PPO plans from Physicians Mutual have no deductible and include coverage for over 350 of the most common dental procedures. 421 W. Wade Street Mountain Home, AR 72653 (870) 425-5010. The Affordable Care Act (ACA) dictates that insurance providers don’t need to offer dental coverage as a part of their insurance packages. The plan focuses on preventive care and offers both in and out of network benefits. Extractions . Check out our best providers for the cheapest rate. A $35 one-time, non-refundable enrollment fee applies (The fee is non-refundable as allowed by state requirements). $50 for one person or up to Our dental plans are also uniquely designed to work with our health plans to help you achieve better overall health. Humana’s plans have low deductibles that anyone can afford and many plan selections offer $50 annual deductibles for individual plans. Delta Dental offers you three great plans to choose from and you can sign up whenever you’re ready. Advertiser Disclosure: Looking for the most affordable way to insure your smile? The University of Arkansas dental plan, administrated by Arkansas Blue Cross Blue Shield, covers basic dental exams, restorative care, cleaning services, preventive dental services, and orthodontics (for children up to age 18). Now more than ever, healthcare is essential. About Dental Plans & Insurance in Arkansas for Seniors. MetLife has the largest dental provider network. Affordable Health Insurance in Arkansas | Ambetter from AR Health & Wellness. Get dental insurance and dental coverage to cover routine dental procedures and save money on additional dental procedures like: cavities, oral surgery, wisdom teeth extraction, root canals Medicaid will cover common dental services like teeth cleanings, x-rays, crowns, and more. High deductibles can offset the benefits you get from your dental insurance. Not sure which dental insurance plan is right for you? Find a Delta Dental Smiles dentist near you. Get the, Some health insurance plans bundle dental coverage as well but, in many cases, dental insurance is a separate plan. Prior to January 1st, you will be notified by the State of Arkansas that you have been assigned to one of two insurance companies to manage your dental needs. Humana offers the best of both major dental plan types and offers up an impressive selection of both DHMO and PPO plans. Get Dental Health Insurance Quotes in Arkansas. Humana individual dental plans are insured or offered by Humana Insurance Company, HumanaDental Insurance Company, Humana Insurance Company of New York, The Dental Concern, Inc., CompBenefits Insurance Company, CompBenefits Company, CompBenefits Dental, Inc., Humana Employers Health Plan of Georgia, Inc., Humana Health Benefit Plan of Louisiana, Inc., or DentiCare, Inc. (DBA CompBenefits). Consult with an insurance rep if you’re unsure about what your plan covers. You can choose from a dental HMO, which helps to keep premium costs low by keeping services within controlled network. They generally receive molds of patients' mouths from dentists and build prostheses using plastics, precious and non-precious alloys, porcelain, or steel. Start by getting a few quotes from competing companies. 40% - 1st year  Its plans are available in Arkansas from just under $18 a month and have no annual or lifetime limitations on cash benefits. Arkansas Blue Cross dental plans feature a large network of dentists in Arkansas … SmileDirectClub's clear aligners are also covered by HSA, FSA and CareCredit. Login today to ensure you are covered in 2021. If you have Medicaid, be sure to use your Delta Dental Smiles benefits. Find Dentist. Plans As Low As $16.36. Most dental insurance plans don’t offer coverage for orthodontic work, even if your dentist deems it medically necessary. You will automatically have access to great dental … Now that you understand the basics of how dental insurance works, let’s take a closer look at some of the best dental insurance plans available in Arkansas. Discount Dental … IMPORTANT: It’s time for Ambetter members to renew their coverage. If you require dental care for children, call 1-877-543-7669; this is the number for Insure Kids Now. Arkansas Works is a Medicaid program that offers eligible Arkansans private health insurance coverage. Humana individual vision plans are insured by Humana Insurance Company, The Dental Concern, Inc., or Humana Insurance Company of New York, or Humana Health Benefit Plan of Louisiana, Inc. Arizona residents insured by Humana Insurance Company. DHS will assign you to a dental plan on December 6, 2017. It’s possible to get 10 different quotes from 10 different insurance providers for the exact same coverage due to differences in underwriting. We offer dental plans for families and individuals of all ages. 3) Q: What kinds of dental insurance are available? Fillings. Your individual provider may exclude coverage for almost any treatment or service they choose. Mountain Home Christian Clinic-Adults only. Care Management . And unlike many insurance policies, billing is completely streamlined. Choosing a separate dental insurance plan can be a cost-saving step and helps make dental health costs more predictable. However, we want to make you aware of the whole range of individual and family insurance products we have available in your state. Learn about dental insurance, including fees, premiums, types of coverage and more, and see if it's right for you. … Every dental insurance company uses its own unique formula to determine how much you’ll pay for your coverage. Check out our best providers for the. Multiple types of dental coverage exist in Arkansas and dental insurance plans are much less complicated than the health insurance infrastructure. Some health insurance plans bundle dental coverage as well but, in many cases, dental insurance is a separate plan. True fact. Arkansas Dental Centers’ goal is to help you take care of your teeth and lead a healthier life. Vision Plans Humana individual vision plans are insured by Humana Insurance Company, The Dental Concern, Inc., or Humana Insurance Company of New York, or Humana Health Benefit Plan of Louisiana, Inc. Arizona residents insured by Humana Insurance Company. Unlike health insurance plans, dental insurance plans usually have a cap on benefits, which means your plan may stop providing coverage once you reach the annual cap, often between 1k and 3K. All dental plans give you access to one of the largest networks of dentists in Arkansas (more than 95% of dentists are in our PPO and Premier networks) and the nation. Arkansas Dental Centers accepts a wide range of insurance providers. “Humana” is the brand name for plans, products and services provided by one or more of the subsidiaries and affiliate companies of Humana Inc. (“Humana Entities”). Consider a plan from Physicians Mutual. A dental insurance plan charges a premium in exchange for covered benefits. Texas residents insured by Humana Insurance Company. We enforce state insurance law and regulations, conduct examinations, and prosecute insurance fraud. Get Affordable Dental Insurance With Guardian®. Delta Dental of Arkansas is a part of Delta Dental Plans Association. When you do need a personalized quote, just enter your zip code, coverage start date and name to see your options. Complement any health plan with an affordable dental insurance plan. Be sure to thoroughly read your plan’s benefits and inclusions before you sign onto a policy so you know exactly what’s covered. Many plans don’t cover braces or elective cosmetic procedures. Our affordable Arkansas dental insurance plans are an excellent option for individuals or families that want traditional dental insurance. Premium includes a $1 administrative fee. Arkansas Dental Insurance Companies. Check to see if your current dentist is in our network. Many Medicare Advantage (Part C) plans include dental coverage, but you may need to pay a higher premium. Its gold plan even offers 50% coverage for child braces (as long as your little one is under the age of 19) for a little more than $30 a month. Don't worry, because there are insurances and plans available for every budget. Healthcare plans that are ACA-compliant are required to offer dental coverage to children but there is no requirement that adults have dental insurance coverage. Association membership and fees may be required in some states. Cigna’s plans are also affordable — preventive plans are available from just $19 a month. Get the cheapest premium here. Know that someone on your plan will need orthodontic work and you want to further protect yourself? Members with an Arkansas Blue Cross dental insurance policy may qualify for Dental Xtra if they are pregnant, have diabetes, coronary artery disease, suffered a stroke, or have oral cancer, head or neck cancer (beginning January 1, 2020), or Sjӧgren’s syndrome. Arkansas Blue Cross dental plans feature a large network of dentists in Arkansas and nationwide and include coverage for preventive, minor and major restorative services. Compare quotes from our top providers for the best price. View a complete list of the legal entities that offer, underwrite, administer or insure insurance products and services. Most individuals can find orthodontia benefits for as little as $31 a month. Root Canals. Arkansas dental insurance works in much the same way that medical insurance works. Keep your mouth healthy with coverage from Arkansas’ number one dental insurance company, with plans that offer deep savings on the oral health care services you need the most. For a specific monthly rate (or "premium"), you are entitled to certain dental benefits, usually including regular checkups, cleanings, x-rays, and certain services required to promote general dental health. 70% - 3rd year+, Discounted 20-40% on average Humana is our first choice for dental insurance in Arkansas. The plans are more like buying a membership to a club that gives discounts for specific services that you may need. Dental Managed Care. We recommend Guardian Direct for fast, affordable dental insurance without the frills. Find Some Of The Lowest Out Of Pocket Expenses in Arkansas. Like other types of healthcare insurance, dental insurance focuses coverage on essential services, like cleanings, fillings, etc. We proudly offer our patients an affordable and convenient Dental Savings Plan for you to use at any of our locations. If you are on Medicaid, you qualify for dental health care. Some Arkansas Works enrollees must pay a monthly payment for their insurance, known as a premium. You may have a 50-50-50 plan, a 100-70-50 plan or any other combination. Once you sign up, you can use your plan almost immediately, pending a 2-3 day activation period on most plans. Free Dental Cleanings. We may earn a commission when you click on links in this article. If a family earns too much for Medicaid but not enough to pay for private insurance, this is where CHIP comes in to fill the gap as another state-run program. The average policyholder can expect to pay between $30 and $45 per month for coverage for an individual plan. Your choices for dental insurance plans are similar to health insurance choices. We’ll take a look at dental insurance options in Arkansas and introduce you to some of the most affordable dental insurance plans in the Bear State. Each plan sent a welcome packet to each member and the members were able to access plan providers starting January 1, 2018 for covered dental … You might be surprised to learn that dental care isn’t considered an essential benefit covered by health insurance. Dentist comes in once a month for ½ to provide service. Individual applications are subject to eligibility requirements. Dental and vision plans, excluding Dental Savings Plus, may have a minimum one-year initial contract period. Get dental care from Arkansas free clinics. You don't have to! Dental Insurance Plans Dental plans that fit you and your family. Arkansas Dental Lab Insurance. Arkansas Dental Insurance Arkansas is a state popular with anyone who appreciates outdoor fun. Click the button or links below to renew an insurance license, pay premium tax, or learn more about our regulatory responsibilities. Farm Bureau Insurance agents offer Arkansas BlueCross BlueShield health and dental insurance policies for individuals and families as well as group health insurance. Dental insurance is offered to the Arkansas State Employees through Delta Dental of Arkansas. Our dental insurance plans include discounts on dental procedures, no waiting periods, various choices for maximum benefits (up to $3000), low lifetime deductibles, options to see both network and ANY dentist, an extensive nationwide dental network, and orthodontics for children (Gold plans only). What types of dental insurance plans are available in Arkansas? Keep your mouth healthy with coverage from Arkansas’ number one dental insurance … Our Dental Savings Plan is very affordable with no deductible, no annual maximum limits, no pre-approval, and no waiting periods. No copay These services will be covered by plans from either Delta Dental of Arkansas or Managed Care of North America (MCNA). Ready for a new smile that's affordable and convenient? Getting a quote is just as simple as affording a policy — all you need to do is enter your zip code, gender and date of birth to see your choices. PPO plans are available from as little as $25 and most Arkansas residents can choose from 5 different plan tiers. My Arkansas Insurance; Medicare Open Enrollment; Flood Insurance Resources; REGULATING INDUSTRY. Your choices for dental insurance plans are similar to health insurance choices. Choice :: "HealthMarkets made it very easy to understand and make the choices that were good for us. Editorial Disclosure: Reviews are as determined by Benzinga Money. Learn About Dental Insurance Coverage in Arkansas Today Marcus Black DDS is proud to be a leader in cosmetic and general dentistry in the Rogers, Arkansas area. It's easy! Hiking, boating, and cave exploration are just a few of the activities to enjoy in the Natural State. Convenient and Affordable Dental Care with an Arkansas Dental Plan Our dental savings planscan make routine visits to dentist easier for you and your family. 55% - 2nd year  Don’t Brush Off Good Dental Care! Compare Dental health insurance plans in Arkansas and find the best dental health insurance plans for you. Texas residents insured or offered by Humana Insurance Company, HumanaDental Insurance Company, or DentiCare, Inc. (DBA CompBenefits). TD Ameritrade, Inc. and Accretive Capital LLC are separate, unaffiliated companies and are not responsible for each other’s services and products. Enroll in Dental Xtra. Humana legal entities that offer, underwrite, administer or insure insurance products and services, View a complete list of the legal entities. You have no idea how much you could be saving until you request quotes — so don’t be afraid to take some time looking for the perfect policy. Get free quotes for Arkansas dental insurance plans. Here are Benzinga’s recommendations for the best dental insurance companies for your kids. View Options. With in-network providers, 100% covered A third option is called a dental indemnity plan, which pays a fixed amount or percentage for covered services. Just visit a SmileShop for an in-person scan or use SmileDirectClub's at-home kit to create impressions for easy-to-wear aligners. $150 for a family (does not apply to discount services), X-rays Most dental insurance plans exclude coverage for the following treatments and procedures: This is not an exhaustive list of treatments not covered by dental insurance. Prices that meet your budget. At this time, you do not have to do anything. Sealants and Fluoride. Benzinga Money is a reader-supported publication. Don’t want to worry about doing the math and finding the break-even point for your coverage? In the event of a dispute, the policy as written in English is considered the controlling authority. All of Guardian Direct’s plans cover at least 80% of the costs of cleanings and X-rays and most plans cover 100%. Healthcare plans that are ACA-compliant are required to offer dental coverage to children but there is no requirement that adults have dental insurance coverage. 2) Q: Is dental coverage part of health insurance? Guardian Direct offers some of the most affordable plans in Arkansas — basic PPOs start at just $17 a month. Affordable Health Insurance in Arkansas | Ambetter from AR Health & Wellness. Ameritas is one of the only insurance providers in Arkansas to offer coverage for orthodontia, and its plans are surprisingly affordable. For example, your plan may or may not cover sealants, regardless of the fact that most dental professionals agree that sealants are an effective form of preventive dental care. From first glances to family photos, it’s how you greet the world. This means that almost no private insurance plan covers dental benefits, but there are plenty of companies that provide affordable dental coverage for an additional premium. You can also extend your coverage limits to $2,000 annually for just $46 a month. Choosing a separate dental insurance plan can be a cost-saving step and helps make dental health costs more predictable. Orthodontic treatments like retainers and braces aren’t just cosmetic procedures — they can also help prevent gum disease and make flossing, brushing and chewing easier. Many dental insurance plans exclude treatments and services that dentists consider medically necessary. Get the most out of your plan. Cigna makes it easy to get a quote fast — you can even view all of their most popular plan options and what they include without even entering your zip code. A third option is called a dental indemnity plan, which pays a fixed amount or percentage for covered services. Arkansas health, medical, and dental clinics can offer patients numerous services. If you’re self-employed or without insurance from your employer – in other words, you’re looking for individual or family health insurance in Arkansas – you might be looking for Affordable Care Act insurance, what's often called Obamacare. Unlike health insurance, there is no set list of benefits that your insurance provider must offer. Note: Limitations and exclusions may apply. Unlike health insurance plans, dental insurance plans usually have a cap on benefits, which means your plan may stop providing coverage once you reach the annual cap, often between 1k and 3K. × Know the facts about Coronavirus COVID-19. CHIP. With a variety of services to offer our patients, we pride ourselves on being the go-to dental office in the area. Discount plans are offered by HumanaDental Insurance Company, Humana Insurance Company, or Texas Dental Plans, Inc. Arizona residents insured by Humana Insurance Company. Learn about Dental Xtra. Dental and vision plans, excluding Dental Savings Plus, may have a minimum one-year initial contract period. This makes its plans ideal for both individuals and families who wonder if dental insurance is really worth the price. Your smile says a lot about you. The plan focuses on preventive care and offers both in and out of network benefits. H&H Employee Benefits Specialists 2 subscribers Discover the best dental insurance companies, including average costs, types of coverage offered, customer service and more. For nearly 70 years, Arkansas BlueCross BlueShield has been trusted by Arkansans for affordable, reliable insurance plans. When you compare dental insurance plans, look for these key benefits. SmileDirectClub is in network with UnitedHealthCare and Aetna and it can also check for eligibility at Cigna, Blue Cross Blue Shield, Delta Dental, Humana, MetLife and more. Plans, products, and services are solely and only provided by one or more Humana Entities specified on the plan, product, or service contract, not Humana Inc. Not all plans, products, and services are available in each state. SHOP NOW. Before setting out into the wild, many people make sure that they have adequate health insurance … Not sure you'll be able to use your insurance to help pay for SmileDirectClub? Join Millions Of Other Happy Customers. Dental PPOs give more freedom to choose your dentist and care but cost more than HMO plans. Have confidence in your coverage for 2021 and enroll in Ambetter. We also strive to make the payment process as easy as possible. Call us 24/7 at (800) 920-1301. or Find an Agent near you. It’s that easy! Get In Touch. The average policyholder can expect to pay between $30 and … Careington’s wellness solutions are the perfect complement to traditional health insurance and are an excellent option for those who are uninsured or under-insured. How to Become a Smiles Member. If you're not familiar with dental insurance plans, and how they protect you from oral health liability, read our dental insurance for seniors information page. Best Online Futures Brokers Trading Platform, How Good Grades Can Affect Your Car Insurance Rates, Best Cheap Vision Insurance Options for Seniors, Average Cost of Dental Insurance in Arkansas, What to Look for in a Dental Insurance Provider, Best Dental Insurance Providers in Arkansas, Best Cheap Dental Insurance in New York (NY), Do Not Sell My Personal Data/Privacy Policy. Your first stop should be to Guardian Direct. With in-network providers, No copay – Coverage or possible discount is based on services provided, Percentage covered or discount depends on services, None for preventive care services; 6 months for basic services like fillings and oral surgery. Members or dependents with an Arkansas Blue Cross dental insurance plan provided through their employer may qualify for Dental Xtra if they have one of the qualifying conditions. Major Procedures. This is why it’s very important to thoroughly read and understand your policy before you sign. The last thing you want when you compare quotes is to spend an hour on each website endlessly entering personal information. Your Arkansas Medicaid and CHIP dental coverage with MCNA includes great benefits, such as: Cleanings. Life can be busy. Many plans don’t cover braces or elective cosmetic procedures. Dental PPOs give more freedom to choose your dentist and care but cost more than HMO plans. Great PPO options. X-Rays. A dental insurance plan charges a premium in exchange for covered benefits. Register for a MyHumana account today. In early December 2017, all Arkansas Medicaid beneficiaries who are eligible for dental benefits were randomly and evenly assigned to one of the two dental managed care plans. If you have been assigned to MCNA Dental, you are in luck! Like other types of healthcare insurance, dental insurance focuses coverage on essential services, like cleanings, fillings, etc. Contact a DHS county office near you to apply for Medicaid Dental coverage. Service Area: Baxter & surrounding counties Emergency Dental Extractions Low income with no access to medical insurance, Medicaid or Medicare. We have great coverage, including eye care and dental. The insurance is offered through qualified health plans from Arkansas BlueCross BlueShield, Arkansas Health & Wellness (Ambetter), and Qualchoice. Dental insurance premiums in Arkansas are similar to the rest of the United States. MCNA has a large network of General Dentists and Specialists across Arkansas to make sure you receive the high quality dental care you need.

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